New Floors Now. Pay Over Time.
Approved homeowners can break their project into low monthly payments — no waiting, no compromise on the materials you actually want.
Four Steps.
Zero Runaround.
The application takes about a minute. Approval is fast. And once you're in, your project moves forward on the same timeline as any other.
- 01
Apply in 60 Seconds
Fill out a quick application online. It's a soft credit check — no hard pull, no impact to your score just for applying.
- 02
Get Approved Fast
Most decisions come back in minutes. Once approved, you'll know your credit limit and terms before your estimate is even finalized.
- 03
Lock In Your Install Date
Financing approval doesn't slow anything down. We schedule your project the same way — your start date stays on track.
- 04
Pay Over Time
Break the project cost into low monthly payments that fit your budget. No need to compromise on materials to make the numbers work.
Financing That Doesn't
Get in the Way.
Built for busy homeowners — fast, straightforward, and designed around your project timeline, not a lender's.
- Soft Credit CheckApplying won't affect your score.
- Fast DecisionsApproval in minutes, not days.
- No Project DelaysStart on schedule once approved.
- Flexible TermsPlans that fit your monthly budget.
Does applying affect my credit score?
No. The initial application uses a soft credit inquiry, which does not impact your credit score. A hard pull only occurs if you choose to accept financing terms.
How long does approval take?
Most approvals are returned within minutes of submitting your application. In rare cases it may take up to one business day.
Can I finance part of the project and pay the rest upfront?
Yes. Financing is flexible — you can use it to cover the full project or just a portion. Talk to us during your estimate and we'll walk through the options.
What credit score do I need?
Exact requirements depend on the lending partner and the terms you select. We encourage you to apply — approvals cover a range of credit profiles.
Does financing delay my install date?
No. Once you're approved, we schedule your project the same way we would for any other customer. Financing does not push your date back.
* Subject to credit approval. Financing terms, rates, and availability vary based on creditworthiness and selected plan. Promotional APR offers apply to qualifying purchases and expire if the balance is not paid in full by the end of the promotional period. Contact us for full terms and current offers.
Ready to Upgrade Your Floors?
From first estimate to final walkthrough, ValorCraft Flooring delivers professional flooring built to last.
(336) 596-7835 · valorcraftflooring@gmail.com